Allowing it to lapse leaves you unprotected and can, in some cases, cause loss of premiums paid, experts tell Sanjay Kumar Singh.
Instead of getting confused by what agents tell you, check waiting period, claim-settlement ratio, price comparison etc to make the right choice.
Sanjay Kumar Singh tells you what to watch out for when buying insurance and investing in MFs online.
This is despite the private sector companies outperforming their public sector counterparts, reports Sachin P Mampatta.
'We are probably working with flawed data on household finance.'
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